GemshieldWhy Jewelry Insurance, Why GemShield®?

GemShield’s insurance is designed to protect against risks specific to jewelry. Most other insurance isn't. Jewelry-specific insurance is more extensive than a warranty and often broader than a homeowner’s or renter’s policy.

GemShield® Personal Jewelry Insurance offers:

  • “All risk” policy that covers loss, theft, damage and mysterious disappearance/unexplained loss – everything unless it is expressly excluded
  • Repair and replacement coverage
  • Worldwide coverage
  • Coverage for newly purchased jewelry
  • Premiums typically 1-2% of jewelry value

Some homeowner’s/renter’s policies use generic replacement vendors. We send you back to your jeweler...the jeweler you trust. A jewelry claim could impact your homeowner’s or renter’s coverage. By removing jewelry from a homeowner’s or renter’s policy, you protect your insurability and avoid a related increase in premium should a loss occur.

Insuring your jewelry with GemShield® is easy and fast: